.Union Money Management Administrator Nirmala Sitharaman3 min reviewed Final Improved: Aug 28 2024|12:15 AM IST.On the eve of the 10th wedding anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Management Official Nirmala Sitharaman introduced that the government intends to open over 30 thousand brand new PMJDY profiles during 2024-25.Briefing press reporters, Sitharaman revealed that as of August 14, 2024, a total amount of 531.3 million Jan-Dhan accounts have been opened since the plan's launch a many years earlier, along with a collective down payment remainder of Rs 2.3 mountain.The average remainder every account has boosted coming from Rs 1,065 in March 2015 to Rs 4,352 as of August 16, 2024. Roughly 80 per-cent of these profiles are presently active." PMJDY has played a vital part throughout the global, specifically for females," pointed out Sitharaman.Even with the allowance for no balance and also the lack of a minimal balance requirement, simply 8.4 per-cent of the profiles sustain an absolutely no harmony. The program has been especially successful in rural and semi-urban places, where 66.6 per cent of the profiles are located.Since August 14, 2024, females account owners stand for 55.6 percent of the complete accounts, totaling up to 295.6 thousand profiles, according to the Ministry of Money management.
Presently, 99.95 per cent of all lived in towns have financial locations on call within a 5-kilometre radius with numerous touchpoints, consisting of bank divisions, automated bank employee makers, banking correspondents, and India Post Remittances Financial Institution.Since August 14, 2024, there are over 1.73 billion surgical CASA (bank account interest-bearing account) accounts in the country, featuring much more than 530 million important PMJDY profiles.Concerning social safety schemes, Sitharaman highlighted that over 200 thousand cumulative enrolments have delivered life insurance coverage of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, along with a yearly costs of Rs 436.Additionally, over 450 thousand collective enrolments have actually delivered one-year accidental cover of Rs 2 lakh (for fatality or even permanent total disability) as well as Rs 1 lakh (for permanent limited disability) under the Pradhan Mantri Suraksha Bima Yojana, with a premium of Rs 20 yearly.The Atal Pension plan Yojana has actually registered over 68 thousand subscribers.In regards to credit-linked systems, Sitharaman stated that under the Pradhan Mantri Mudra Yojana, 489.2 thousand advancing financings totaling up to Rs 29.93 mountain (since July 12, 2024) have been actually approved to offer collateral-free institutional financial to mini and also local business units up to Rs 10 lakh for income-generating activities.Under the Rise India System, 236,000 collective car loans amounting to Rs 53,609 crore (as of July 15, 2024) have been accredited to Booked Caste, Scheduled Group, and females business owners for setting up greenfield projects.Furthermore, the Pradhan Mantri SVANidhi program has actually allowed lendings worth Rs 12,630 crore to 6.52 thousand street merchants since August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) introduced on August 28, 2014.u00b7 PMJDY increasing deposit remainder of Rs 2.3 mountain.u00b7 There more than 1.73 billion surgical CASA profiles.u00b7 Women account owners make up 55.6% of complete profiles.First Posted: Aug 27 2024|9:37 PM IST.